CGS Health gives employers a better alternative to traditional carriers. Custom self-funded plans that cut costs 15–25% while giving your employees coverage they can count on.
Every year, the same cycle: double-digit renewal increases, opaque billing, coverage decisions made by carriers with no incentive to control costs. You absorb the increases or pass them to employees. Neither option is sustainable.
No carrier markup. No hidden admin fees. Full transparency into where every dollar goes. With the right TPA managing your plan, you get the support and protection you need — without the carrier overhead.
From plan design through claims, pharmacy, and member support — one team, one platform, one point of accountability.
You pay the full premium whether your team uses it or not. Surplus stays with the carrier.
Illustrative ranges. CGS to validate methodology and provide actuarial reference.
We spent years watching renewals climb with no explanation. Moving to a self-funded plan with CGS gave us that visibility back — we cut spend meaningfully in year one, and for the first time our people actually understood their coverage.
What sold our team was the service. We reach a real person who knows our account, plan changes don't turn into a three-week ordeal, and our employees get help instead of a runaround. It's made benefits one less thing I worry about.
Request a no-obligation plan analysis. We'll show you exactly where the savings are — with the methodology, not just the number.